Railway Accident Claim Amount Calculator – Complete Guide to Compensation, Eligibility & Legal Procedure 

Rail travel is the lifeline of India. Millions of passengers use trains every day, trusting that they will reach their destination safely. But when a railway accident occurs—such as derailment, collision, fire, explosion, platform accident, or injury during boarding/alighting—it changes lives instantly.

In such situations, legal and financial assistance becomes crucial, especially for injured passengers or the families of those who have died. To help victims understand their rights, compensation amount, and eligibility, we created the:

Railway Accident Claim Amount Calculator

This advanced tool instantly tells you:

✔ How much compensation you are eligible for
✔ The amount for death, disability, serious injury, and minor injury
✔ Additional benefits based on type of injury
✔ How the Railway Claims Tribunal (RCT) calculates compensation
✔ What supporting documents are needed

This guide explains every detail in depth.

How much compensation are you entitled to after a railway accident?
Find out your exact Claim Amount instantly — calculate now using the tool

1. What Is Considered a Railway Accident? 

Indian Railways provides compensation for a wide range of accident types under the Railway Claims Tribunal Act, 1987, and Railway Accident & Untoward Incident Rules, 1990.

You are eligible for compensation in the following cases:

✔ 1. Train derailment

Any derailment is automatically considered a railway accident. FULL compensation is payable.

✔ 2. Train collision

Such as:

• Train hitting another train

• Train hitting a buffer stop

• Head-on or rear-end collision

• Train hitting an obstruction on track

✔ 3. Fire inside the train

Regardless of the cause:

• Short circuit

• Sabotage

• Bomb blast

• Electrical failure
  Compensation is payable.

✔ 4. Accident while boarding or alighting

If a passenger falls because:

• Train was moving

• Gap between platform and train

• Overcrowding

• Pushed by the crowd

He/she is eligible for compensation.

✔ 5. Platform-related accidents connected with train movement

Example:

• Falling into the gap

• Injury due to sudden jerk

• Stampede inside the coach

✔ 6. Terrorist attack or violent incident inside a train

Railways still pays compensation.

? Simple rule:
If the injury/death is linked to train travel, compensation is applicable.

2. How Does the Railway Accident Claim Amount Calculator Work? 

Our calculator works using:

➡ Railway Accident Rules, 1990
➡ Amendment Rules, 2016
➡ RCT (Railway Claims Tribunal) guidelines
➡ Medical severity ratios

The calculator considers four major inputs:

A. Type of Accident / Injury Category

• Death

• 100% permanent disability

• Major limb loss

• Multiple fractures

• Severe injuries

• Minor injuries

• Burns

• Eye/ear damage

• Spinal injury

• Head trauma

• Internal injury

B. Medical Severity Level (Scientific Injury Classification)

The calculator classifies injuries into four categories:

Category A – Death or 100% Disability

Most severe cases.

Category B – Loss of limb (50–90% disability)

Such as:

• Loss of hand/leg

• Loss of vision

• Major burns

Category C – Long-term injuries (20–50%)

• Spinal injuries

• Head trauma with surgery

• Multiple fractures

Category D – Minor Injuries (1–20%)

• Simple fractures

• Cuts

• Minor burns

C. Injury Impact Factor (Advanced Calculation)

Every injury type has a severity multiplier:

• Head trauma → 1.8

• Multiple fractures → 1.3

• Loss of limb → 2.0

• Burns → 1.5

• ICU hospitalization → 1.4

• Eye loss → 1.6

• Spinal injury → 2.2

These factors improve accuracy.

D. Medical Expenses + Loss of Income

Final compensation =

? Base amount × Injury Severity × Medical Factors × Disability %

This gives an almost accurate estimate of the actual RCT award.

3. Railway Accident Compensation Amount – Official Rule-Based Table 

Below are the actual legal compensation amounts prescribed by the Indian railway compensation rules.

1. Death Cases

? ₹8,00,000 (Fixed)

Paid irrespective of:

• Spot death

• Death in hospital

• Delayed death

2. 100% Permanent Disability

? ₹8,00,000 + Additional allowance

Examples:

• Complete paralysis

• Loss of both legs

• Loss of both arms

• Total blindness

• Severe spinal cord damage

3. Loss of Limb (As per legal schedule)

• Loss of both hands → ₹8,00,000

• Loss of one hand → ₹6,40,000

• Loss of one leg → ₹5,60,000

• Total loss of vision in one eye → ₹4,80,000

• Total hearing loss (both ears) → ₹6,40,000

• Loss of one ear → ₹3,20,000

4. Major Injuries

• Multiple fractures → ₹2,40,000 to ₹3,60,000

• Head surgery → ₹3,20,000

• Spinal surgery → ₹4,00,000

• ICU hospitalization → ₹1,00,000 – ₹2,00,000 extra

5. Minor Injuries

• Fracture (leg) → ₹96,000

• Fracture (hand) → ₹64,000

• Deep cuts → ₹32,000

• Minor burns → ₹48,000

6. Loss of Luggage / Property

• Luggage damage → ₹5,000–₹50,000

• Electronic items → as per proof

4. Real-Life Example – How the Calculator Computes Amount

Case Example:

A man slips while boarding a train.

• Injury: Leg fracture

• Hospital stay: 14 days

• Surgery: Yes (steel plate)

• Disability: 20%

Calculator Output:

Base amount → ₹96,000
Disability weight → 20% (₹19,200)
Surgery factor (1.3) → ₹24,960
Hospital allowance → ₹25,000

Estimated Railway Claim = ₹1,49,960

5. How to File a Railway Accident Claim? 

The entire process is handled by the Railway Claims Tribunal (RCT).

✔ Step 1: Collect Evidence

• Ticket/pass

• FIR/DD entry

• Station master’s report

• CMR report

• Hospital MLC

• Photos/videos

✔ Step 2: Filing the Claim Application

Includes:

• Personal details

• Accident description

• Injury details

• Medical bills

• Disability certificate

• Evidence attachments

✔ Step 3: Medical Documentation

Most crucial documents:

• X-ray

• CT/MRI

• Surgery note

• Disability report

• Final diagnosis

✔ Step 4: Tribunal Hearings

Both sides present:

• Victim

• Railway authority

✔ Step 5: Final Compensation Award

The Tribunal issues a formal award order.

6. Time Required for Compensation 

Average time:

• Registration → 2–7 days

• First hearing → 30 days

• Evidence completion → 2–6 months

• Final order → 6–12 months

Strong cases can close within 4–6 months.

7. Why LSO Legal Is India’s Most Trusted Team for Railway Accident Claims?

LSO Legal has 30+ years of experience handling:

• Death claims

• Permanent disability claims

• Burn injury claims

• Boarding/alighting fall injury claims

• Collision/derailment cases

• Luggage loss claims

Conclusion – Why the Calculator Is Important

The Railway Accident Compensation Calculator helps you:

✔ Understand your approximate claim amount
✔ Check your injury category
✔ Know exactly how much you can legally receive
✔ Prepare documents accordingly
✔ Avoid fraud or misinformation
✔ Start your claim confidently

This tool is designed to support victims and ensure that no passenger is denied their legal rights. 07554222969 | 9171052281 | 8109631969

Call/Helpline: 07554222969 | 9171052281 | 8109631969 

WhatsApp: +91 8109631969

Email: support@lsolegal.com | Website: https://lsolegal.com

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